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Obstacles to individual home ownership in Nigeria

Author

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  • Chika Ezinwanne Udechukwu

Abstract

Purpose - This paper sets out to investigate the various inhibiting factors to individual home ownership in Nigeria. It aims to establish just how feasible home ownership is in Nigeria. Design/methodology/approach - Secondary data were obtained from journals, government publications and technical reports. The sources are sorted into sections: prices of the houses, inflation rate, income levels of Nigerians. Findings - The dominant informal sector in the national economy does not augur well for housing delivery; job creation and economic empowerment are the primary catalysts for increased disposable incomes and savings that will subsequently boost investment in home‐ownership. Practical implications - With hard work and diligence in policy formulation, project implementation and economic resuscitation, home‐ownership will no longer be a utopian ideal but a national reality. The nation's policy makers must begin to adopt strategies that have practical application in the immediate environment. Originality/value - This paper comprehensively highlights the various home ownership finance options available in Nigeria, and critically assesses how practicable these options are to the average Nigerian.

Suggested Citation

  • Chika Ezinwanne Udechukwu, 2008. "Obstacles to individual home ownership in Nigeria," International Journal of Housing Markets and Analysis, Emerald Group Publishing Limited, vol. 1(2), pages 182-194, June.
    • Handle: RePEc:eme:ijhmap:v:1:y:2008:i:2:p:182-194
    DOI: 10.1108/17538270810877790
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    Citations

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    Cited by:

    1. Elnaz Safapour & Sharareh Kermanshachi & Bahaa Alfasi & Reza Akhavian, 2019. "Identification of Schedule-Performance Indicators and Delay-Recovery Strategies for Low-Cost Housing Projects," Sustainability, MDPI, vol. 11(21), pages 1-13, October.
    2. Musa M. Mukhtar & Roslan Bin Amirudin & Trevor Sofield & Ismail Bin Mohamad, 2017. "Critical success factors for public housing projects in developing countries: a case study of Nigeria," Environment, Development and Sustainability: A Multidisciplinary Approach to the Theory and Practice of Sustainable Development, Springer, vol. 19(5), pages 2039-2067, October.
    3. Lilian Nwachukwu & Lucelia Rodrigues & Lorna Kiamba, 2023. "Enabling Private Investment in Affordable Housing in Nigeria: Lessons from the Experience of the Millard Fuller Foundation Projects in Nasarawa State," JRFM, MDPI, vol. 16(9), pages 1-20, September.

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