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La demanda por crédito hipotecario en un sistema con índices duales

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  • Gonzalo Castañeda

    (Profesor titular, Departamento de Economía, Universidad de las Américas, Puebla. Puebla, Pue. Mexico.)

Abstract

In this paper an explanation is given of the observed interest rate inelasticity for mortgage demand between 1989 and 1993 in Mexico. The Dual Index Mortgages offered many individuals access to credit and the possibility of having their own housing, with relatively small installments. These mortgages allowed greater flexibility in the intertemporal choice of consumption, and hence individuals became indifferent to certain changes in interest rates.

Suggested Citation

  • Gonzalo Castañeda, 1995. "La demanda por crédito hipotecario en un sistema con índices duales," Economía Mexicana NUEVA ÉPOCA, CIDE, División de Economía, vol. 0(2), pages 301-312, July-Dece.
    • Handle: RePEc:emc:ecomex:v:4:y:1995:i:2:p:301-312
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