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Iniciativas para fomentar el uso de los servicios bancarios a distancia

Author

Listed:
  • Esteban Sánchez Pajares

    (Grupo Afi (Asesores Financieros Internacionales))

  • Jorge Bela Kindelán

    (Grupo Afi (Asesores Financieros Internacionales))

  • Álvaro Martín Enríquez

    (Grupo Afi (Asesores Financieros Internacionales))

Abstract

Online banking has developed at the same pace as the Information Society in Spain, it is fast becoming an essential channel for the distribution of financial services. Up to four different factors have eased this situation: legal and regulatory changes, recent technological developments, improvements in usability and functionality and, finally, improvements in security measures for electronic channels. This article reviews the four pillars that configure this favourable environment and points out some future trends.

Suggested Citation

  • Esteban Sánchez Pajares & Jorge Bela Kindelán & Álvaro Martín Enríquez, 2007. "Iniciativas para fomentar el uso de los servicios bancarios a distancia," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 66(03), pages 194-219.
    • Handle: RePEc:ekz:ekonoz:2007309
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    More about this item

    Keywords

    online bank; Phising; mobile bank; digital signature;
    All these keywords.

    JEL classification:

    • L86 - Industrial Organization - - Industry Studies: Services - - - Information and Internet Services; Computer Software
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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