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Economic Contribution and Productivity of ATM

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  • Victor Rivas

Abstract

This paper estimates the economic contributions of ATM to GDP and to employment in selected countries, as well as to provide some measures of ATM-related investment and economic productivity. The estimation results suggest that ATM has a significant and positive impact (including direct, indirect and induced effects) on North American and European GDP and employment. Productivity appears to be comparable to that in other technologically advanced sectors of the economy.

Suggested Citation

  • Victor Rivas, 2015. "Economic Contribution and Productivity of ATM," Journal of Economics and Econometrics, Economics and Econometrics Society, vol. 58(2), pages 52-84.
    • Handle: RePEc:eei:journl:v:58:y:2015:i:2:p:52-84
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    Keywords

    Automated tellers; banks and banking; service charges; banks and banking; customer services.;
    All these keywords.

    JEL classification:

    • C32 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Time-Series Models; Dynamic Quantile Regressions; Dynamic Treatment Effect Models; Diffusion Processes; State Space Models
    • C51 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Model Construction and Estimation

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