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The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy

Author

Listed:
  • Khalid Mohammad Hasan Sweis

    (Department of Computerized Banking and Financial Sciences, Faculty of Business and Economics, Palestine Technical University, Kadoorie, Tulkarm, Palestine, West Bank.)

Abstract

This study aimed at investigating the effect of credit facilities on the Palestinian economy. Several tests and statistical packages (e.g., the SPSS, frequencies, percentages and averages, means, One-way Analysis of Variance, and Cronbach's alpha) had been conducted and utilized to extract the reliability coefficient. The researcher distributed (79) questionnaires to workers serving in the Facility Departments in Palestinian banks; only (67) were collected and analyzed. The study showed that banks employ promising laws related to granting facilities; it also found that these banks have flexible facilities that play a significant role in achieving bank economic growth/development which, by its turn, affects national economy. The study also reveled that it is difficult, in some cases, to count on the economic feasibility presented by customers. The researcher suggested that fines should be given to the institutes that issue abnormal economic feasibilities for the sake of getting credit facilities from banks. The study also recommended that additional powers should be given to branch managers, and that customers' awareness of the importance of bank requests to monitor bank accounts should be stressed.

Suggested Citation

  • Khalid Mohammad Hasan Sweis, 2017. "The Effect of Palestinian Banking Credit Facilities on the Palestinian Economy," International Journal of Economics and Financial Issues, Econjournals, vol. 7(4), pages 677-684.
    • Handle: RePEc:eco:journ1:2017-04-79
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    References listed on IDEAS

    as
    1. Reindolf Yao Nani Adzido & Emmanuel Kwame Ahiave & Victor Yao Kamasah & Vivian Akoto & Onesimus Kwashie Dorkpah, 2016. "Assessing Financial Openness and Access to Credit Facilities: The Case of Banks in Ho, Ghana," International Journal of Academic Research in Accounting, Finance and Management Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Accounting, Finance and Management Sciences, vol. 6(3), pages 47-57, July.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    Effect of Credit; Banks Facilities; Credit Policies; Palestinian Economy;
    All these keywords.

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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