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Anmerkungen zur Geschichte und zur aktuellen Diskussion der Riester-Rente

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  • Gert G. Wagner

Abstract

There has been skepticism from the beginning regarding the "Riester-Rente" pension scheme because it was not compulsory. From the author's point of view, this skepticism has been confirmed. The lack of commitment to the Riester pension system leads to concrete problems including debatable transparency and below average participation of low-income earners. Die Skepsis, die es von Anfang an aufgrund der fehlenden Versicherungspflicht für die Riester-Rente gab, hat sich aus Sicht des Autors bestätigt. Aus der fehlenden Verpflichtung zu einer kapitalgedeckten Altersvorsorge leiten sich auch konkrete Probleme wie eine diskussionswürdige Transparenz der Riester-Produkte und die unterdurchschnittliche Beteiligung von Geringverdienern ab.

Suggested Citation

  • Gert G. Wagner, 2012. "Anmerkungen zur Geschichte und zur aktuellen Diskussion der Riester-Rente," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 81(2), pages 27-33.
    • Handle: RePEc:diw:diwvjh:81-2-2
    DOI: 10.3790/vjh.81.2.27
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    References listed on IDEAS

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    1. Homburg, Stefan, 1988. "Theorie der Alterssicherung: Kapitel 1. Einleitung," EconStor Books, ZBW - Leibniz Information Centre for Economics, number 92902.
    2. Ellen Kirner & Volker Meinhardt & Gert G. Wagner, 2000. "Probleme der Altersvorsorge allein durch Änderung des Finanzierungsverfahrens nicht zu lösen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 67(30), pages 479-489.
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    More about this item

    Keywords

    Riester-Rente pension scheme; pay-as-you-go-financing; low-income earners;
    All these keywords.

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions

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