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Financial-Banking Analysis of Credit Risk at Groupe Société Générale

Author

Listed:
  • Viorica IOAN

    (Dunarea de Jos University of Galati, Romania)

  • Ioana LAZARESCU

    (Dunarea de Jos University of Galati, Romania)

  • Cristina GARSTEA

    (Dunarea de Jos University of Galati, Romania)

Abstract

Lending risk in the Romanian financial-banking system expresses the probability of destabilization that may affect how the credit is used. The banking institution also plays a special role, which mentions the possibilities of repaying the loan at the due date with the related costs. In this sense, we performed the financial-banking analysis of the solvency indicators, of the risk generating causes, of the risk coverage capacity, and the administration methods at the local and national level regarding the lending risk.

Suggested Citation

  • Viorica IOAN & Ioana LAZARESCU & Cristina GARSTEA, 2021. "Financial-Banking Analysis of Credit Risk at Groupe Société Générale," Economics and Applied Informatics, "Dunarea de Jos" University of Galati, Faculty of Economics and Business Administration, issue 2, pages 88-93.
    • Handle: RePEc:ddj:fseeai:y:2021:i:2:p:88-93
    DOI: 10.35219/eai15840409195
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