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The Cost to Firms of Cooking the Books

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Author Info
Karpoff, Jonathan M.
Lee, D. Scott
Martin, Gerald S.
Abstract

We examine the penalties imposed on the 585 firms targeted by SEC enforcement actions for financial misrepresentation from 1978 which we define as the expected loss in the present value of future cash flows due to lower sales and higher contracting and financing costs is over 7.5 times the sum of all penalties imposed through the legal and regulatory system. For each dollar that a firm misleadingly inflates its market value, on average, it loses this dollar when its misconduct is revealed, plus an additional $3.08. Of this additional loss, $0.36 is due to expected legal penalties and $2.71 is due to lost reputation. In firms that survive the enforcement process, lost reputation is even greater at $3.83. In the cross section, the reputation loss is positively related to measures of the firm's reliance on implicit contracts. This evidence belies a widespread belief that financial misrepresentation is disciplined lightly. To the contrary, reputation losses impose substantial penalties for cooking the books.

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Publisher Info
Article provided by Cambridge University Press in its journal Journal of Financial and Quantitative Analysis.

Volume (Year): 43 (2008)
Issue (Month): 03 (September)
Pages: 581-611
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Handle: RePEc:cup:jfinqa:v:43:y:2008:i:03:p:581-611_00

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  1. Luc Laeven & Harry Huizinga, 2009. "Accounting Discretion of Banks During a Financial Crisis," IMF Working Papers 09/207, International Monetary Fund. [Downloadable!]
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This page was last updated on 2009-12-14.


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