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Local Lending Practice: Borrowers in a Small Northeastern Industrial City, 1832–1915

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  • Beveridge, Andrew A.

Abstract

An analysis of over 10,000 loans made by a major credit source in Keene, New Hampshire, from 1832 to 1897 is presented. The data sources are unique and include information on property ownership and wealth, occupation, involvement in businesses, age, and connections with the credit source. As time passed more funds were lent to borrowers out of the city and county, lending was used to support many new industrial and other enterprises, as well as for infrastructural and social capital investments. Many loans were made to individuals and businesses with close ties to the source of credit.

Suggested Citation

  • Beveridge, Andrew A., 1985. "Local Lending Practice: Borrowers in a Small Northeastern Industrial City, 1832–1915," The Journal of Economic History, Cambridge University Press, vol. 45(2), pages 393-403, June.
    • Handle: RePEc:cup:jechis:v:45:y:1985:i:02:p:393-403_03
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    Cited by:

    1. Mary Eschelbach Hansen, 2014. "Sources of Credit and the Extent of the Credit Market: A View from Bankruptcy Records, Mississippi 1929-1936," Working Papers 2014-09, American University, Department of Economics.
    2. Luis Felipe Zegarra, 2015. "Political Instability, Institutions and Private Capital Markets in Lima, Peru," Working Papers 39, Peruvian Economic Association.
    3. Howard Bodenhorn, 2016. "Two Centuries of Finance and Growth in the United States, 1790-1980," Working Papers id:11352, eSocialSciences.
    4. Meissner, Christopher M., 2005. "Voting rules and the success of connected lending in 19th century New England banks," Explorations in Economic History, Elsevier, vol. 42(4), pages 509-528, October.

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