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Creación de un plan para aumentar los índices de adopción digital en los canales de una institución financiera

Author

Listed:
  • Carlos David De La Ossa Paternina

Abstract

Hay una tendencia mundial a la digitalización de servicios, donde el sector financiero es uno de los que está teniendo mayores transformaciones. El surgimiento de las fintech ha aportado, en gran medida, a la evolución de las soluciones que pueden brindarse mediante el uso de un celular, lo que resulta imprescindible para garantizar la permanencia en el mercado en unos anos. En este orden de ideas, la banca móvil se convierte en una necesidad y no en una elección. Este trabajo ofrece una solución que impulsa la adopción de los desarrollos y cambios tecnológicos implementados en la entidad financiera Banco Amigo. Para ello, en primera instancia, se realiza una investigación a través de encuestas y de un modelo analítico para identificar las barreras y limitaciones de los clientes que no hacen uso de los canales digitales. La segunda parte se enfoca en la creación de estrategias en pro de acompanar a los clientes para que adopten el uso de estos canales, con el fin de aumentar el porcentaje de usuarios que ingresan y hacen sus transacciones por estos medios.

Suggested Citation

  • Carlos David De La Ossa Paternina, 2021. "Creación de un plan para aumentar los índices de adopción digital en los canales de una institución financiera," Revista CIFE, Universidad Santo Tomás, January.
  • Handle: RePEc:col:000195:019202
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    File URL: https://revistas.usantotomas.edu.co/index.php/cife/article/view/6132/6112
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    More about this item

    Keywords

    Adopción digital; canales digitales; banca móvil; transformación digital y sector financiero;
    All these keywords.

    JEL classification:

    • G14 - Financial Economics - - General Financial Markets - - - Information and Market Efficiency; Event Studies; Insider Trading
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • O31 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Innovation and Invention: Processes and Incentives
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • P34 - Political Economy and Comparative Economic Systems - - Socialist Institutions and Their Transitions - - - Finance

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