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Disparidades regionales de la bancarización en Chile. Período 2001-2012

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  • Virginia Isabel Montaña A.
  • Luz María Ferrada B.

Abstract

Although Chile is the Latin American country where access to financial services is greatest, it is spatially disparate. This study aims to measure regional banking service accessibility over the period 2001-2012 and evaluate territorial differences. Access to banking services is considered a multivariate phenomenon with different dimensions and is evaluated using variance analysis and Principal Component Analysis. Results reveal considerable regional gaps, with access mainly concentrated in the Santiago Metropolitan region. Nevertheless, the extreme regions fare better and a degree of homogeneity is identified in some regions. This information could prove useful for the design of differentiated public policies.

Suggested Citation

  • Virginia Isabel Montaña A. & Luz María Ferrada B., 2016. "Disparidades regionales de la bancarización en Chile. Período 2001-2012," Journal Economía Chilena (The Chilean Economy), Central Bank of Chile, vol. 19(3), pages 068-088, December.
    • Handle: RePEc:chb:bcchec:v:19:y:2016:i:3:p:068-088
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    1. Flavio E. Buchieri & Alejandro Pereyra & Tomás Mancha, 2012. "Contribuciones del Desarrolo Financiero al Crecimiento Económico: Aspectos Teóricos y Empíricos de Largo Plazo," Working Papers 03/12, Instituto Universitario de Análisis Económico y Social.
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