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Effective Annual Interest Signifiance On Banking Products Price Structure

Author

Listed:
  • Medar Lucian-Ion

    (Constantin Brancusi University, Faculty of Economics, Romania)

  • Motoniu Ioan Dumitru

    (Valahia University, Targoviste, Romania)

Abstract

The importance of the products and services prices can be found in the reference price, that customer must compare it with the price of the last made acquisition. The price of the banking product, that includes the effective annual intrestrate (EAI), is a guide price including all the cost elements related to banking products and services.The price of the products promoted throughlending activities, is affected by the exchange rate of national and foreign currency, available on themoney market. The role of the banking fee is veryimportant in the specific services and bankproducts price formation.

Suggested Citation

  • Medar Lucian-Ion & Motoniu Ioan Dumitru, 2011. "Effective Annual Interest Signifiance On Banking Products Price Structure," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 2, pages 126-132, May.
    • Handle: RePEc:cbu:jrnlec:y:2011:v:2:p:126-132
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