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L’accès aux produits financiers formels et le genre en Afrique de l’Ouest : quels sont les facteurs discriminants ?

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  • Salamata Loaba

Abstract

This article identifies socioeconomic factors that explain the difference in access to formal financial services between men and women. A probit model and the Blinder-Oaxaca decomposition method were applied to a sample of 6,392 observations from the Findex (2017) database. The results show a difference in accessing an account (82 percent for a formal account, 70.9 percent for a mobile money account), which can be explained by the low education level of women compared to men, their low participation in the labour market, their low income and their limited access to mobile phones.

Suggested Citation

  • Salamata Loaba, 2022. "L’accès aux produits financiers formels et le genre en Afrique de l’Ouest : quels sont les facteurs discriminants ?," Mondes en développement, De Boeck Université, vol. 0(1), pages 121-138.
    • Handle: RePEc:cai:meddbu:med_197_0125
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