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Zeigen junge Erwachsene Financial Literacy im ökonomischen Alltag? Eine realitätsnahe Alternative zu einfachen Wissensabfragen

Author

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  • Oehler Andreas

    (Prof. Dr. rer. pol., Inhaber des Lehrstuhls für Betriebswirtschaftslehre, insbesondere Finanzwirtschaft, an der Otto-Friedrich-Universität Bamberg, und Direktor der Forschungsstelle „Verbraucherfinanzen und Verbraucherbildung“)

  • Horn Matthias

    (M.Sc., wissenschaftlicher Mitarbeiter und Doktorand am Lehrstuhl für Betriebswirtschaftslehre, insbesondere Finanzwirtschaft, an der Otto-Friedrich-Universität Bamberg)

  • Wendt Stefan

    (Prof. Dr. rer. pol., Associate Professor of Finance, School of Business, Reykjavik University)

Abstract

Die häufig verwendeten Wissensabfragen zur Messung der Financial Literacy sind nur ein schwacher Prädiktor für tatsächliches Finanzverhalten. Dieser Beitrag verwendet daher Fallbeispiele als eine realitätsnahe Alternative zu Wissensabfragen, um auf die praktische Financial Literacy bzw. Financial Capability von jungen Erwachsenen zu schließen. Die Auswertungen zeigen, dass die Probanden eine gute bis sehr gute Financial Capability besitzen, und geben Anlass, bei weiteren Studien zur Financial Literacy praxistaugliche Fallbeispiele anstatt eher theoriebezogene Wissensabfragen einzusetzen

Suggested Citation

  • Oehler Andreas & Horn Matthias & Wendt Stefan, 2019. "Zeigen junge Erwachsene Financial Literacy im ökonomischen Alltag? Eine realitätsnahe Alternative zu einfachen Wissensabfragen," Zeitschrift für Bankrecht und Bankwirtschaft (ZBB) / Journal of Banking Law and Banking (JBB), RWS Verlag, vol. 31(1), pages 37-42, February.
    • Handle: RePEc:bpj:zfbrbw:v:31:y:2019:i:1:p:37-42:n:6
    DOI: 10.15375/zbb-2019-0106
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