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Alterssicherung zwischen Zwang, Paternalismus und Wahlfreiheit: Thünen-Vorlesung 2017

Author

Listed:
  • Bütler Monika

    (SEW-HSG, Universität St. GallenLehrstuhl für Volkswirtschaftslehre und WirtschaftspolitikVarnbüelstrasse 14CH-9000 St. GallenSwitzerland)

Abstract

Johann Heinrich von Thünen führte 1848 auf seinem Gut Tellow ein Gewinnbeteiligungsmodell ein, eine frühe betriebliche Altersvorsorge mit Zwang in der Ansparphase und freier Verfügbarkeit der angesparten Mittel im Alter. Von diesem historischen Vorbild ausgehend, betrachtet Monika Bütler in ihrer Thünen-Vorlesung vor der Jahrestagung des Vereins für Socialpolitik, wie Menschen mit Wahlmöglichkeiten in der Alterssicherung umgehen und was daraus für die Sozialpolitik folgt. Am Beispiel der Entscheidung zum Zeitpunkt der Pensionierung zwischen einer Auszahlung des angesparten Kapitals und einer Rente zeigt sie, dass psychologische Verzerrungen, denen große Teile der neueren Forschung gewidmet sind, zwar eine Rolle spielen. Allerdings entscheiden Menschen gerade in vielen Fragen der Alterssicherung sehr wohl rational.

Suggested Citation

  • Bütler Monika, 2017. "Alterssicherung zwischen Zwang, Paternalismus und Wahlfreiheit: Thünen-Vorlesung 2017," Perspektiven der Wirtschaftspolitik, De Gruyter, vol. 18(4), pages 368-377, November.
    • Handle: RePEc:bpj:pewipo:v:18:y:2017:i:4:p:368-377:n:4
    DOI: 10.1515/pwp-2017-0055
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    Cited by:

    1. Christine Mayrhuber & Hedwig Lutz & Ingrid Mairhuber, 2021. "Erwerbsaustritt, Pensionsantritt und Anhebung des Frauenpensionsantrittsalters ab 2024. Potentielle Auswirkungen auf Frauen, Branchen und Betriebe," WIFO Studies, WIFO, number 67348, February.

    More about this item

    Keywords

    B31; H31; H55; D91; J26; Alterssicherung; Johann Heinrich von Thünen; Verrentung; Verhaltensökonomik; betriebliche Altersvorsorge; Bedarfsleistungen;
    All these keywords.

    JEL classification:

    • B31 - Schools of Economic Thought and Methodology - - History of Economic Thought: Individuals - - - Individuals
    • H31 - Public Economics - - Fiscal Policies and Behavior of Economic Agents - - - Household
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies

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