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Moral Hazard in Monday Claim Filing: Evidence from Spanish Sick Leave Insurance

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  • Martin-Roman Angel Luis
  • Moral Alfonso

    (Department of Economic Analysis, University of Valladolid, Segovia, Spain)

Abstract

The Monday effect on workers’ compensation insurance shows that there is a higher proportion of hard-to-diagnose injuries the first day of the week. The aim of this paper is to test whether the physiological hypothesis or the economic explanation is more satisfactory to understand this Monday effect and, if both are correct, to obtain an estimation of the magnitude of each of them. To do this, we exploit the singular legal regulation of Spanish sick leave benefits and use this country as a “laboratory”. Our econometric analysis detects and measures a hard-to-diagnose reporting gap on Mondays by about 6.5 percentage points due to physiological reasons and up to 1.4 percentage points attributable to moral hazard for those injuries with a short recovery period.

Suggested Citation

  • Martin-Roman Angel Luis & Moral Alfonso, 2016. "Moral Hazard in Monday Claim Filing: Evidence from Spanish Sick Leave Insurance," The B.E. Journal of Economic Analysis & Policy, De Gruyter, vol. 16(1), pages 437-476, January.
    • Handle: RePEc:bpj:bejeap:v:16:y:2016:i:1:p:437-476:n:1
    DOI: 10.1515/bejeap-2014-0035
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    Citations

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    Cited by:

    1. Ángel L. Martín-Román & Alfonso Moral & Sara Pinillos-Franco, 2024. "Are women breaking the glass ceiling? A gendered analysis of the duration of sick leave in Spain," International Journal of Health Economics and Management, Springer, vol. 24(1), pages 107-134, March.
    2. Ponzo, Michela & Scoppa, Vincenzo, 2021. "Does demand for health services depend on cost-sharing? Evidence from Italy," Economic Modelling, Elsevier, vol. 103(C).
    3. María José Suárez & Cristina Muñiz, 2018. "Unobserved heterogeneity in work absence," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 19(8), pages 1137-1148, November.
    4. Eric Bonsang & Eve Caroli, 2021. "Cognitive Load and Occupational Injuries," Industrial Relations: A Journal of Economy and Society, Wiley Blackwell, vol. 60(2), pages 219-242, April.
    5. Ángel Martín-Román & Alfonso Moral, 2017. "A methodological proposal to evaluate the cost of duration moral hazard in workplace accident insurance," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 18(9), pages 1181-1198, December.
    6. Poland, Michelle & Sin, Isabelle & Stillman, Steven, 2019. "Why Are There More Accidents on Mondays? Economic Incentives, Ergonomics or Externalities," IZA Discussion Papers 12850, Institute of Labor Economics (IZA).
    7. Delgado-Cubillo, Pablo & Martín Román, Ángel L., 2023. "Workers' behavior after safety regulations: Impact evaluation of the Spanish Occupational Safety and Health Act," GLO Discussion Paper Series 1277, Global Labor Organization (GLO).
    8. Martín-Román, Ángel L., 2022. "Beyond the added-worker and the discouraged-worker effects: the entitled-worker effect," Economic Modelling, Elsevier, vol. 110(C).
    9. Ignacio Moral-Arce & Javier Martín-Román & Ángel L. Martín-Román, 2019. "Cessation of Activity Benefit for Spanish Self-employed Workers: A Heterogeneous Impact Evaluation," Hacienda Pública Española / Review of Public Economics, IEF, vol. 231(4), pages 41-79, December.
    10. Maria Cervini-Pla & Judit Vall Castelló, 2018. "The earnings and employment losses before entering the disability system," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 19(8), pages 1111-1128, November.

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