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Portfolio Choice and Asset Prices: The Importance of Entrepreneurial Risk

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Author Info
John Heaton (University of Chicago and the NBER,)
Deborah Lucas (Northwestern University and the NBER)

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Abstract

Using cross-sectional data from the SCF and Tax Model, we show that entrepreneurial income risk has a significant influence on portfolio choice and asset prices. We find that households with high and variable business income hold less wealth in stocks than other similarly wealthy households, although they constitute a significant fraction of the stockholding population. Similarly for nonentrepreneurs, holding stock in the firm where one works reduces the portfolio share of other common stocks. Finally, we show that adding proprietary income to a linear asset pricing model improves its performance over a similar model that includes only wage income. Copyright The American Finance Association 2000.

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Article provided by American Finance Association in its journal The Journal of Finance.

Volume (Year): 55 (2000)
Issue (Month): 3 (06)
Pages: 1163-1198
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Handle: RePEc:bla:jfinan:v:55:y:2000:i:3:p:1163-1198

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