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Intra-industry Effects of a Regulatory Shift: Capital Market Evidence from Penn Square

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Author Info
Karafiath, Imre
Glascock, John

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Abstract

In this paper, the authors use stock market data to examine the intraindustry effects of the July 5, 1982, closure of the Penn Square Bank. A sample of fifty-four bank stocks is divided into four portfolios: industry, money center, Texas, and upstream. The latter group consists of banks that had purchased loans directly from Penn Square. The authors' objective is to determine whether FDIC Chairman Isaac's decision to close, rather than merge, Penn Square had an industry-wide contagion effect or a firm-specific information effect. The authors conclude that the stock market reaction to the Penn Square closure represents a rational investor response to new bank-specific information. Copyright 1989 by MIT Press.

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Publisher Info
Article provided by Eastern Finance Association in its journal The Financial Review.

Volume (Year): 24 (1989)
Issue (Month): 1 (February)
Pages: 123-34
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Handle: RePEc:bla:finrev:v:24:y:1989:i:1:p:123-34

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Web page: http://www.easternfinance.org/
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  1. V. M. González-Méndez & F. González-Rodríguez, 2000. "Un análisis de los efectos de la crisis de Banesto sobre la banca y la industria," Investigaciones Economicas, Fundación SEPI, vol. 24(3), pages 611-640, September. [Downloadable!]
  2. John S. Jordan, 1997. "Insiders' assessments of the stock market's pricing of New England banks," New England Economic Review, Federal Reserve Bank of Boston, issue Jul, pages 3-16. [Downloadable!]
  3. Elijah Brewer, III & Hesna Genay & William C. Hunter & George Kaufman, 1999. "Does the Japanese stock market price bank risk? evidence from financial firm failures," Working Paper Series WP-99-31, Federal Reserve Bank of Chicago. [Downloadable!]
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