IDEAS home Printed from https://ideas.repec.org/a/ban/bancar/v2y2019mfebruaryp84-96.html
   My bibliography  Save this article

New credit paradigms in bank-firm relationships: the case of Veneto

Author

Listed:
  • Caterina Cruciani

    (Università Ca’ Foscari Venezia)

  • Antonio Proto

    (Università Ca’ Foscari Venezia)

  • Ugo Rigoni

    (Università Ca’ Foscari Venezia)

  • Giorgia Simion

    (WU Vienna University of Economics and Business)

Abstract

Banks play a decisive role in financing enterprises, especially Smes, and in supporting economy. In this context, the credit model based on relationship lending needs significant changes both in terms of supply and demand. The results of a survey carried out on lending in Veneto Region help to understand the evolution and perspectives of the new credit models which involve firms in providing qualitative and forward-looking information and banks in increasing information and transparency concerning the evaluation and pricing process of the loans

Suggested Citation

  • Caterina Cruciani & Antonio Proto & Ugo Rigoni & Giorgia Simion, 2019. "New credit paradigms in bank-firm relationships: the case of Veneto," BANCARIA, Bancaria Editrice, vol. 2, pages 84-96, February.
    • Handle: RePEc:ban:bancar:v:2:y:2019:m:february:p:84-96
    as

    Download full text from publisher

    File URL: http://www.bancaria.it/en/new-credit-paradigms-in-bank-firm-relationships-the-case-of-veneto
    Download Restriction: no
    ---><---

    More about this item

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ban:bancar:v:2:y:2019:m:february:p:84-96. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Francesco Emiliano Tani (email available below). General contact details of provider: https://www.bancaria.it .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.