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The payments industry in Australia: Status and future developments

Author

Listed:
  • White, Andy

    (Chief Executive Officer, Australian Payments Network, Australia)

Abstract

The payments ecosystem is experiencing accelerated change, with the COVID-19 pandemic acting as an additional catalyst. This paper looks at the example of Australia, where regulation has been reset to reflect, and future-proof its handling of, these changes. With a focus on regulation, and the modernisation of payments systems, this paper concentrates on what these changes mean for legacy payment systems, for the future of cash, and for their end users, especially in terms of their trust and confidence in payments.

Suggested Citation

  • White, Andy, 2022. "The payments industry in Australia: Status and future developments," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 16(2), pages 181-196, March.
    • Handle: RePEc:aza:jpss00:y:2022:v:16:i:2:p:181-196
    as

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    More about this item

    Keywords

    payments regulation; realtime payments; ISO 20022; open data; the future of cash; fraud; scams; digital identity;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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