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The payments landscape in Portugal: An interview with Pedro Coelho

Author

Listed:
  • Bruggink, Diederik

    (Head of Innovation and Payments at ESBG, Belgium)

  • Coelho, Pedro

    (Executive Chairman and Chief Executive, Portugal)

Abstract

Strategically positioned between Europe, Africa and America, Portugal has an attractive and modern financial system. The Portuguese carry the least cash of all European citizens and use debit cards frequently. The Portuguese retail payments market is still dominated by the local payment system, Multibanco. Multibanco is a payment brand that belongs to SIBS, a large-scale payments specialist operating a payment infrastructure shared by all Portuguese banks. BNI Europa is a challenger bank providing niche products in several segments. In this interview, Pedro Coelho talks about the specifics of the Portuguese retail payments industry, the way BNI Europa entered the market as a branchless bank, and his expectations regarding further developments in the retail payments market.

Suggested Citation

  • Bruggink, Diederik & Coelho, Pedro, 2020. "The payments landscape in Portugal: An interview with Pedro Coelho," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 14(1), pages 6-9, March.
    • Handle: RePEc:aza:jpss00:y:2020:v:14:i:1:p:6-9
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    More about this item

    Keywords

    Portugal; BNI Europa; SIBS; Multibanco;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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