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FinTech and the evolving payment landscape

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  • Wonglimpiyarat, Jarunee

Abstract

This paper analyses systematic innovation in financial technology (FinTech) — that is, innovation where the benefits of the innovation increase disproportionately with the use and diffusion of said innovation, and where most of the benefits are external to the particular innovator of the product or process and accrue to a wide range of users and uses. In particular, the study explores the pattern of innovation diffusion as a result of using multi-party integration needs/solutions. The study provides useful implications to support FinTech diffusion in the banking industry.

Suggested Citation

  • Wonglimpiyarat, Jarunee, 2017. "FinTech and the evolving payment landscape," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 11(3), pages 226-235, November.
    • Handle: RePEc:aza:jpss00:y:2017:v:11:i:3:p:226-235
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    More about this item

    Keywords

    innovation diffusion; FinTech; banking industry; systematic innovation;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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