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Will smartphones contribute to making payments easier and more efficient?

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  • Ebben, Wieske

Abstract

This paper reviews mobile banking and payment trends in the Netherlands, focusing in particular on the Dutch Central Bank’s objective of increased efficiency in retail payments. Trends in a fast-developing mobile-connected world have seen the emergence of mobiles being used in every area of payments and banking. Mobile payments will smooth the commercial process for both consumer and merchant. But with so many new innovations, the market may need to undergo consolidation via either cooperation or the widespread adoption of common standards.

Suggested Citation

  • Ebben, Wieske, 2013. "Will smartphones contribute to making payments easier and more efficient?," Journal of Payments Strategy & Systems, Henry Stewart Publications, vol. 7(1), pages 11-17, March.
    • Handle: RePEc:aza:jpss00:y:2013:v:7:i:1:p:11-17
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    More about this item

    Keywords

    mobile payments; payment trends; mobile banking; payment efficiency;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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