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Assessment of the mobile money sector development in Lesotho

Author

Listed:
  • Sekantsi, Lira Peter

    (Department of Payments and Settlements, Central Bank of Lesotho, Lesotho)

Abstract

This paper first assesses the structure of the mobile money sector, mobile money use cases and the associated usage trends in Lesotho. Second, it highlights the regulation of mobile money. Third, it discusses the challenges constraining adoption and usage of mobile money services and provides key policy and/or regulatory initiatives undertaken by all stakeholders in the ecosystem to break up the uptake and usage barriers. Finally, it concludes that mobile money has a potential to improve financial inclusion in Lesotho and therefore, provides policy recommendations, which the service providers and other stakeholders should exploit to further increase access and usage of mobile money services with a view to increase financial inclusion in Lesotho.

Suggested Citation

  • Sekantsi, Lira Peter, 2019. "Assessment of the mobile money sector development in Lesotho," Journal of Digital Banking, Henry Stewart Publications, vol. 4(1), pages 60-75, June.
    • Handle: RePEc:aza:jdb000:y:2019:v:4:i:1:p:60-75
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    More about this item

    Keywords

    mobile money; regulations; financial consumer protection; Lesotho;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit

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