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Competition and Monopoly in the Insurance Industry (in Persian)

Author

Listed:
  • Bagheri, Mahmood

    (Department of Banking and Financial Law, Faculty of Law and Political Sciences, University of Tehran)

  • rahmani, Saeed

    (Faculty of Law and Political Sciences, University of Tehran)

Abstract

Competition has not been an easy task in the field of insurance. Despite the fact that in the recent decades there has been some regulatory changes, and regulators’ approach tends toward more competition and prudential regulation, the regulatory approach to insurance markets from around the world has led to engendering barriers for competition. In this paper, we shall try to examine various elements and factors which could improve or reduce competition in the insurance market; accordingly, we attempt to show that the insurance market is not excluded from competition and antitrust laws. Furthermore, to improve the efficiency and quality of services in the market, it should be directed to a more competitive insurance market through cooperation and integration at various levels and to a certain extent, reducing barriers to entry, reforming discriminatory regulations, reducing government intervention, increasing the role of the Competition Council and paving the way for the entry of foreign companies.

Suggested Citation

  • Bagheri, Mahmood & rahmani, Saeed, 2016. "Competition and Monopoly in the Insurance Industry (in Persian)," The Journal of Planning and Budgeting (٠صلنامه برنامه ریزی Ùˆ بودجه), Institute for Management and Planning studies, vol. 21(2), pages 67-94, April.
    • Handle: RePEc:auv:jipbud:v:21:y:2016:i:2:p:67-94
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