IDEAS home Printed from https://ideas.repec.org/a/and/journl/v9y2009i1p63-84.html
   My bibliography  Save this article

The Effects Of Basel Ii Criteria On The Financing Of Small And Medium Sized Enterprises (Smes)- A Survey About The Smes Operating In The Textile Sector In Bursa

Author

Listed:
  • Melek Acar Boyacioglu
  • Alper Yazici

    (Selcuk University)

Abstract

Basel II regulations are closely related with SMEs which have credit relationship with the banks. With Basel II, there will be a risk oriented approach in the crediting process of the banks and this approach will affect interest rate, amount, type, maturity and financial collateral of the SMEs’ credit. The aim of this study is to define the potential effects of Basel II on the financing of SMEs. In this study, Basel II criteria are described briefly and the effects of these criteria on the financing of SMEs are evaluated. Besides, the findings gathered from the SMEs operating in the textile sector in Bursa concerning their level of adaptation in this process are given. Then the results are evaluated and some suggestions are made.

Suggested Citation

  • Melek Acar Boyacioglu & Alper Yazici, 2009. "The Effects Of Basel Ii Criteria On The Financing Of Small And Medium Sized Enterprises (Smes)- A Survey About The Smes Operating In The Textile Sector In Bursa," Anadolu University Journal of Social Sciences, Anadolu University, vol. 9(1), pages 63-84, June.
    • Handle: RePEc:and:journl:v:9:y:2009:i:1:p:63-84
    as

    Download full text from publisher

    File URL: http://www.anadolu.edu.tr/arastirma/hakemli_dergiler/sosyal_bilimler/pdf/2009-1/2009_01_04.pdf
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Basel II; SMEs’ Financing; Textile Sector; Survey.;
    All these keywords.

    JEL classification:

    • G30 - Financial Economics - - Corporate Finance and Governance - - - General
    • C12 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Hypothesis Testing: General
    • C42 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Survey Methods
    • L67 - Industrial Organization - - Industry Studies: Manufacturing - - - Other Consumer Nondurables: Clothing, Textiles, Shoes, and Leather Goods; Household Goods; Sports Equipment

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:and:journl:v:9:y:2009:i:1:p:63-84. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Social Sciences Institute (email available below). General contact details of provider: https://edirc.repec.org/data/iianatr.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.