Romanian Compulsory Motor Third Party Liability Insurance In 2010 And The Predictable Future
AbstractInsurance coverage is mandatory for the motor’s owners. Analyzing the condition of theinsurance market trough 2010, by the gross written insurance premiums and the losses compensationsin the same period, the study analyzes the Romanian bonus-malus system, by comparing it with thebonus-malus system of other states. The study reveals the impact of bonus-malus clause, and also theimpact of the economic and financial crisis upon insurance market, the insufficiencies of the MTPLsystem and the ways of improving it. In the last part of this study, we analyze the future changes thatthe insurance companies have to make in according with the elimination of the discrimination troughgender in this insurance field.
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Bibliographic InfoArticle provided by Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia in its journal Annales Universitatis Apulensis Series Oeconomica.
Volume (Year): 1 (2011)
Issue (Month): 13 ()
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mandatory insurance; insurance premium; Romanian bonus-malus system;
Find related papers by JEL classification:
- G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
- G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
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