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Microfinance– A Way To Confornt Poverty And Stimulate Entrepreneurship Worldwide

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  • Bachelor Marinescu Ana - Maria

    (University “Ovidius”Faculty of Economical Sciences Constanta, Romania)

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    Abstract

    The study presents the microfinance sector, by analyzing the general context in which this type of economic activity has appeared and developed since early age. While microfinance clients have certain profiles, sector’s products are diverse. Moreover, Microfinance Institutions are different from classic bank structures, they have specific juridical background, often launching as non-profit organizations and they have developed in time complex assistance services. In Romania, non-financial institutions have mostly implemented a commercial strategy that guarantees a higher capitalization of invested funds. Still, Institutions have difficulties in adapting to market evolution; therefore some of them prefer becoming banking institutions instead. Nevertheless, present socialeconomic context points up the high demand and necessity of this type of services.

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    File URL: http://feaa.ucv.ro/RTE/012-09.pdf
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    Bibliographic Info

    Article provided by University of Craiova, Faculty of Economics and Business Administration in its journal Revista Tinerior Economisti (The Young Economists Journal).

    Volume (Year): 1 (2009)
    Issue (Month): 12 (April)
    Pages: 65-71

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    Handle: RePEc:aio:rteyej:v:1:y:2009:i:12:p:65-71

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    Related research

    Keywords: microfinance; international organizations; poverty; international economy;

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