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Trends and expectations regarding lending activity

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Author Info

  • Dorina POANTA
  • Vera MORARIU

    (Financial and Banking University, Bucharest)

Abstract

Lending is one of the most profitable and most important investment activity of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to maintain the manageable limits of the level of nonperforming loans, must detect a possible worsening of the client’s situation and try to implement the recovery measures, through the performance of the guarantees or by initializing the bankruptcy proceedings.

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File URL: http://feaa.ucv.ro/FPV/011-07.pdf
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Bibliographic Info

Article provided by University of Craiova, Faculty of Economics and Business Administration in its journal Finance - Challenges of the Future.

Volume (Year): 1 (2010)
Issue (Month): 11 (May)
Pages: 53-59

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Handle: RePEc:aio:fpvfcf:v:1:y:2010:i:11:p:53-59

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Related research

Keywords: bad loans management; credit risk; banking system;

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