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Bank Business Models And Performance During Crisis In Central And Eastern Europe

Author

Listed:
  • ALIN MARIUS ANDRIES

    (Faculty of Economics and Business Administration, Alexandru Ioan-Cuza University of Iasi/Romania)

  • Simona MUTU

    (Faculty of Economics and Business Administration, Babes-Bolyai University of Cluj-Napoca/Romania)

Abstract

This paper investigates the impact of business models on bank performance during the period 2007-2008 among 156 banks from Central and Eastern European countries. The findings show that banks with higher capitalization perform better and present a lower probability of default. The orientation towards the traditional lending activities as well as a higher degree of income diversification boosts performance. Using a Difference-in-Difference framework we also highlight the importance of bank business strategies for bank performance across different bank characteristics (ownership, size) and macroeconomic conditions (financial crisis, EU membership status, regulatory framework.

Suggested Citation

  • ALIN MARIUS ANDRIES & Simona MUTU, 2017. "Bank Business Models And Performance During Crisis In Central And Eastern Europe," Review of Economic and Business Studies, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, issue 20, pages 79-113, December.
    • Handle: RePEc:aic:revebs:y:2017:j:20:andriesa
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    More about this item

    Keywords

    Euro Area; macroeconomic stabilization; fiscal burden; FDI inflows; Pooled Mean Group;
    All these keywords.

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation

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