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Reserve Calculation Of The First To Agricultural Crop Insurance

Author

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  • Anca Amalia Năstase

    (SC GROUPAMA SA ROMANIA)

Abstract

In addressing this issue we started the idea of suggesting a new method of calculating insurance premium reserve of agricultural crops, taking into account the particular risk event covered under the policy. There Romanian insurance market agricultural policies have laid a strict stop date of validity, and termination policies stating at harvest (without specifying a strict time), but not later than the date on which the these crops are normally harvested. Personally, I think more correctly the second type of policy, since it can provide, exactly, when it will harvest a particular crop, and to restrict the validity of the policy until a certain date, required (eg 20 July for wheat crop - as provided in policies of insurance companies) means that exactly at the critical policy ceases.

Suggested Citation

  • Anca Amalia Năstase, 2011. "Reserve Calculation Of The First To Agricultural Crop Insurance," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 5(5(558)(su), pages 215-218, July.
    • Handle: RePEc:agr:journl:v:5(558)(supplement):y:2011:i:5(558)(supplement):p:215-218
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