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Banking Crises And Their Implications On The Financial System

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Author Info
Carmen Obreja (Academy of Economic Studies, Bucharest)
Dan Stefan Armeanu (Academy of Economic Studies, Bucharest)

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Abstract

Banking crisis are harm as they generate a interruption in the economic activity. The collapse of the payment systems causes the interruption of the large scale transactions and may lead to the collapse of out-put. The episodes of crises are typically associated with a deterioration of the banks balance sheets and the debtors status. Due to the fact that banks are important source of finance, the reduction of credit may lead to a reduction of investments and consume. Another characteristic of banking crisis is that they lead to the insolvency of a great part of the banking system. However, the banking crisis do not affect only the banking system but they also have deep implications on the whole economic activity.

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File URL: http://www.asociatiaeconomistilor.ro/documente/Conferinta_FABBV_engleza.pdf
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Publisher Info
Article provided by Asociatia Generala a Economistilor din Romania - AGER in its journal Theoretical and Applied Economics.

Volume (Year): 11(528)(supplement) (2008)
Issue (Month): 11(528)(supplement) (November)
Pages: 244-249
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Handle: RePEc:agr:journl:v:11(528)(supplement):y:2008:i:11(528)(supplement):p:244-249

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Related research
Keywords: banking crisis; reorganization; bankruptcy; non refunded loans; emergent countries.;

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This page was last updated on 2009-12-16.


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