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Gestion du risque opérationnel et performance des banques en zone UEMOA

Author

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  • jean georges innocent magloire TAPE
  • Kouamé Jean-Marc N'DRI

Abstract

Objectif : Cet article vise à étudier l'effet de la gestion du risque opérationnel sur les performances des banques dans la zone UEMOA.Méthodologie : Pour atteindre cet objectif, nous avons eu recours à l’estimateur PMG appliqués à un panel des banques de l’UEMOA. Quatre banques par pays ont été retenues à l’exception de la Guinée-Bissau du fait du manque de données sur la période d’étude.Résultats : Les résultats montrent que les variables liées aux risques ont un effet différent selon le type de performance. Les réserves et le taux d'endettement ont un effet négatif sur le rendement des capitaux propres (ROE) mais un effet positif sur la rentabilité de l'exploitation courante (EBE). Les dotations aux amortissements accroissent le rendement des capitaux propres mais diminue la rentabilité de l'exploitation courante.Originalité : Cette étude contribue à la compréhension de l'effet de la gestion du risque opérationnel suivant le type de performances des banques dans la zone UEMOA. Ce qui peut aider les décideurs à prendre des mesures appropriées pour améliorer la performance des banques.

Suggested Citation

  • jean georges innocent magloire TAPE & Kouamé Jean-Marc N'DRI, 2023. "Gestion du risque opérationnel et performance des banques en zone UEMOA," Journal of Academic Finance, RED research unit, university of Gabes, Tunisia, vol. 14(2), pages 128-141, December.
    • Handle: RePEc:jaf:journl:v:14:y:2023:i:2:n:529
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    References listed on IDEAS

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    More about this item

    Keywords

    Gestion du risque; performance des entreprises; Pool mean group UEMOA; Risk management; business performance; ; Pool mean group; UEMOA;
    All these keywords.

    JEL classification:

    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • N8 - Economic History - - Micro-Business History
    • G3 - Financial Economics - - Corporate Finance and Governance

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