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The 2013 Home Mortgage Disclosure Act Data

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Abstract

This article provides an overview of the 2013 data reported under the Home Mortgage Disclosure Act of 1975 (HMDA) and documents mortgage market activity over time as well as lending patterns across different demographic groups and lender types. In addition, we use a unique data set composed of HMDA records matched to borrowers' credit records to reexamine the factors that might help explain the large differences in the incidence of higher-priced lending across borrowers of different races and ethnicities during the housing boom.

Suggested Citation

  • Neil Bhutta & Daniel R. Ringo, 2014. "The 2013 Home Mortgage Disclosure Act Data," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), vol. 100(6), November.
    • Handle: RePEc:fip:fedgrb:89527
    DOI: 10.17016/bulletin.2014.100-6
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    File URL: https://www.federalreserve.gov/pubs/bulletin/2014/articles/hmda/2013-HMDA-Data.htm
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    File URL: https://libkey.io/10.17016/bulletin.2014.100-6?utm_source=ideas
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