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Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi

Author

Listed:
  • Määttänen, Niku
  • Valkonen, Tarmo

Abstract

We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings model to study which kind of households in Finland would benefit the most from life annuities.

Suggested Citation

  • Määttänen, Niku & Valkonen, Tarmo, 2008. "Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi," Discussion Papers 1141, The Research Institute of the Finnish Economy.
  • Handle: RePEc:rif:dpaper:1141
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