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Renteneintrittsentscheidungen in Deutschland: Langfristige Auswirkungen verschiedener Reformoptionen

Author

Listed:
  • Berkel, Barbara
  • Börsch-Supan, Axel

    (Munich Center for the Economics of Aging (MEA))

Abstract

Das Rentenzugangsalter ist durch die Finanzierungsprobleme der gesetzlichen Rentenversicherung wieder in den Blickpunkt gerückt. In diesem Papier werden die Auswirkungen verschiedener Reformoptionen auf die Wahl des Renteneintritts älterer Arbeitnehmer untersucht. Im Vordergrund stehen die langfristigen Wirkungen der seit 1992 geänderten Rentengesetzgebung und die im Rahmen der so genannten „Rürup-Kommission“ diskutierten Reformoptionen. Unsere Simulationen zeigen, dass die im Rahmen der Rentenreform von 1992 eingeführten Abschläge bei Frühpensionierungen das durchschnittliche effektive Verrentungsalter für Männer langfristig um etwas weniger als zwei Jahre anheben werden. Die von der "Rürup-Kommission" vorgeschlagene Anhebung sämtlicher Altersgrenzen um zwei Jahre würde das durchschnittliche Rentenalter für Männer um gut acht Monate erhöhen. Würden die Abschläge darüber hinaus von 3,6% auf 6% pro Jahr erhöht, hätte dies einen Anstieg des Pensionierungsalters um fast zwei weitere Jahre zur Folge. Für Frauen sind diese Effekte deutlich schwächer.

Suggested Citation

  • Berkel, Barbara & Börsch-Supan, Axel, 2003. "Renteneintrittsentscheidungen in Deutschland: Langfristige Auswirkungen verschiedener Reformoptionen," MEA discussion paper series 03031, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    • Handle: RePEc:mea:meawpa:03031
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    1. Börsch-Supan, Axel & Reil-Held, Anette & Christina Benita Wilke, 2003. "Der Nachhaltigkeitsfaktor und andere Formelmodifikationen zur langfristigen Stabilisierung des Beitragssatzes zur GRV," MEA discussion paper series 03030, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    2. repec:jns:jbstat:v:227:y:2007:i:1:p:65-86 is not listed on IDEAS
    3. repec:zbw:rwirep:0071 is not listed on IDEAS
    4. Stefanie Schurer, 2008. "Discrete Heterogeneity in the Impact of Health Shocks on Labour Market Outcomes," Melbourne Institute Working Paper Series wp2008n19, Melbourne Institute of Applied Economic and Social Research, The University of Melbourne.
    5. Christine Mayrhuber & Ulrike Huemer & Thomas Horvath & Stefan Schiman-Vukan, 2016. "Makroökonomische Effekte einer früheren Anhebung des gesetzlichen Pensionsalters für Frauen in Österreich," WIFO Studies, WIFO, number 58803, April.
    6. Bernd Fitzenberger & Ralf A. Wilke, 2010. "Unemployment Durations in West Germany Before and After the Reform of the Unemployment Compensation System during the 1980s," German Economic Review, Verein für Socialpolitik, vol. 11(3), pages 336-366, August.
    7. Ulrike Famira-Mühlberger & Ulrike Huemer & Christine Mayrhuber, 2015. "Die Beschäftigungsquote Älterer im europäischen Vergleich," WIFO Studies, WIFO, number 58532, April.
    8. Fabián Lange, 2003. "Not Working? The West German Labor Market 1964-2001," Latin American Journal of Economics-formerly Cuadernos de Economía, Instituto de Economía. Pontificia Universidad Católica de Chile., vol. 40(121), pages 495-504.
    9. Müller Eva & Wilke Ralf A. & Zahn Philipp, 2007. "Beschäftigung und Arbeitslosigkeit älterer Arbeitnehmer / Employment and Unemployment of the Elderly: Eine mikroökonometrische Evaluation der Arbeitslosengeldreform von 1997 / A Microeconometric Evalu," Journal of Economics and Statistics (Jahrbuecher fuer Nationaloekonomie und Statistik), De Gruyter, vol. 227(1), pages 65-86, February.
    10. repec:bla:germec:v:11:y:2010:i::p:336-366 is not listed on IDEAS
    11. Christine Mayrhuber & Silvia Rocha-Akis, 2013. "Anreizsysteme zur Weiterbeschäftigung älterer Arbeitnehmerinnen und Arbeitnehmer," WIFO Studies, WIFO, number 46905, April.
    12. Christina Benita Wilke, 2004. "Ein Simulationsmodell des Rentenversicherungssystems: Konzeption und ausgewählte Anwendungen von MEA-PENSIM," MEA discussion paper series 04048, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    13. Ulrike Famira-Mühlberger & Ulrike Huemer & Christine Mayrhuber, 2015. "Der Einfluss der sozialen Sicherungssysteme auf die Beschäftigungsquote Älterer in traditionellen Wohlfahrtsstaaten," WIFO Working Papers 499, WIFO.
    14. Börsch-Supan, Axel & Reil-Held, Anette & Christina Benita Wilke, 2003. "How to make a Defined Benefit System Sustainable: The Sustainability Factor in the German Benefit Indexation Formula," MEA discussion paper series 03037, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    15. Stefanie Schurer, 2008. "Discrete Heterogeneity in the Impact of Health Shocks on Labour Market Outcomes," Ruhr Economic Papers 0071, Rheinisch-Westfälisches Institut für Wirtschaftsforschung, Ruhr-Universität Bochum, Universität Dortmund, Universität Duisburg-Essen.

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