IDEAS home Printed from https://ideas.repec.org/p/cen/wpaper/14-02.html
   My bibliography  Save this paper

How Will The Affordable Care Act Change Employers� Incentives To Offer Insurance?

Author

Listed:
  • Jean M. Abraham, Ph.D.
  • Roger Feldman, Ph.D.
  • Peter Graven, M.S.

Abstract

This study investigates how changes in the economic incentives created by the Affordable Care Act (ACA) will affect the probability that private-sector U.S. employers will offer health insurance. Using the Medical Expenditure Panel Survey Insurance Component for 2008-2010, we predict employers� responses to key ACA provisions. Our simulations predict that overall demand for insurance will rise, driven by workers� desire to avoid the individual mandate penalty and the availability of premium tax credits in exchanges. Our analyses also suggest that the average probability of an establishment offering insurance will decline from .83 to .66 with ACA implementation, although there is considerable variation by firm size, industry and union status.

Suggested Citation

  • Jean M. Abraham, Ph.D. & Roger Feldman, Ph.D. & Peter Graven, M.S., 2014. "How Will The Affordable Care Act Change Employers� Incentives To Offer Insurance?," Working Papers 14-02, Center for Economic Studies, U.S. Census Bureau.
    • Handle: RePEc:cen:wpaper:14-02
    as

    Download full text from publisher

    File URL: https://www2.census.gov/ces/wp/2014/CES-WP-14-02.pdf
    File Function: First version, 2013
    Download Restriction: no
    ---><---

    Citations

    Blog mentions

    As found by EconAcademics.org, the blog aggregator for Economics research:
    1. Key research-oriented government agencies media members should know about
      by ? in Journalist's Resource on 2014-02-28 08:12:08

    More about this item

    Keywords

    health insurance; Affordable Care Act; premium tax credits; employer behavior;
    All these keywords.

    JEL classification:

    • I1 - Health, Education, and Welfare - - Health
    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • J3 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cen:wpaper:14-02. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dawn Anderson (email available below). General contact details of provider: https://edirc.repec.org/data/cesgvus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.