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Microfinance Institutions In The Inclusion Of The Regions Of Oaxaca, Las Instituciones Microfinancieras En La Inclusion De Las Regiones De Oaxaca

Author

Listed:
  • Rosa Maria Velazquez-Sanchez
  • Omar Raul Solana Vasquez
  • Arcely Galan Lopez

Abstract

While Oaxaca is well known for its tourist attractions, its cultural and its geographical diversity; its poverty and marginalization are a contrasting shade. Oaxaca accounts for 570 municipalities, of the 2,445 total existing in the Mexican Republic. The municipalities are divided into seven regions across Oaxaca. Financial inclusion is considered an indicator of economic development. However, according to (NBSC, 2010) Oaxaca stands out for its low rate of financial inclusion. Despite the adoption of Laws of People Savings and Credit (2001) that regulates the Savings and Credit Unions (2009), no information and control over MFIs (banks and savings and credit unions) exists. Little was known about the services they provided and no information exists about how they created financial inclusion. The MFI were properly allocated and its contribution to indicators of financial inclusion was analyzed. A semi-structured interview of 322 managers was applied. The data obtained allowed us to make a first characterization, an institutional mapping and an analysis of the services they offer. It was tested in seven regions of Oaxaca. MFIs services contribute to financial inclusion indicators.

Suggested Citation

  • Rosa Maria Velazquez-Sanchez & Omar Raul Solana Vasquez & Arcely Galan Lopez, 2013. "Microfinance Institutions In The Inclusion Of The Regions Of Oaxaca, Las Instituciones Microfinancieras En La Inclusion De Las Regiones De Oaxaca," Revista Internacional Administracion & Finanzas, The Institute for Business and Finance Research, vol. 6(7), pages 131-139.
    • Handle: RePEc:ibf:riafin:v:6:y:2013:i:7:p:131-139
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    More about this item

    Keywords

    Microfinance; Financial Inclusion; Regions;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • H30 - Public Economics - - Fiscal Policies and Behavior of Economic Agents - - - General

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