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A Brief Overview Of The Activity Efficiency Of The Banking System In Romania Within A European Context

Author

Listed:
  • Silvia GHITA-MITRESCU

    (Ovidius University of Constanta, Faculty of Economic Sciences, mitrescu.silvia@gmail.com, Constanta, Romania,)

  • Ionut ANTOHI

    (Ovidius University of Constanta, Faculty of Economic Sciences, antohi_ionut@yahoo.co.uk, Constanta, Romania,)

Abstract

In the last two decades, the financial system of Romania has witnessed significant changes designed to transform it from a centralized system into a competitive, economic environment adapted one, capable to be integrated into the European financial system. The banking system was during this period the Romanian financial system turntable, since the capital market failed to have an upward trend. This paper aims to analyse the banking system in Romania in terms of its activity efficiency. To achieve this goal we used a number of indicators (consecrated by the literature as being characteristic for measuring these aspects of the banking system�s activity). The analysis will be carried out in comparison with the development of other European banking systems, aiming thus to establishing the place of the Romanian banking system in the European context. The period of time considered for the analysis is of over ten years, from 2000 to 2011, for the comparative analysis, and form 2000 to 2012, regarding Romania�s evolution, therefore including a part of the financial crisis period. At the end of the study we will focus our conclusions on answering two sets of questions: on the one hand how the efficiency of the Romanian banking system have evolved in the last decade, taking into account the impact of the financial crisis on these developments and, on the other hand, what is the place of the Romanian banking system in the European context, through the analysed aspects.

Suggested Citation

  • Silvia GHITA-MITRESCU & Ionut ANTOHI, 2014. "A Brief Overview Of The Activity Efficiency Of The Banking System In Romania Within A European Context," Journal of Public Administration, Finance and Law, Alexandru Ioan Cuza University, Faculty of Economics and Business Administration, vol. 6(6), pages 164-168, December.
    • Handle: RePEc:aic:jopafl:y:2014:v:6:p:164-168
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    References listed on IDEAS

    as
    1. Demirguc-Kunt, Asli & Levine, Ross, 1999. "Bank-based and market-based financial systems - cross-country comparisons," Policy Research Working Paper Series 2143, The World Bank.
    2. Thorsten Beck & Asli Demirgüç-Kunt & Ross Levine, 2010. "Financial Institutions and Markets across Countries and over Time: The Updated Financial Development and Structure Database," The World Bank Economic Review, World Bank, vol. 24(1), pages 77-92, January.
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    More about this item

    Keywords

    banking system; activity efficiency; net interest rate margins; overhead costs;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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