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Microfinance: Champion in Poverty Alleviation and Failure in Female Empowerment


  • Dobra, Alexandra


In the past few years the provision of financial services to low-income clients via microfinance programs has drastically increased due to its positive effects on development. There are plenty of policy concerns surrounding the triad of microfinance, poverty reduction, and female empowerment. Microfinance programs provide an effective and operational policy tool which is successful in reducing poverty »holistically,« in the sense that women tend to share their income with others more than men. However, the rigidity of microfinance programs does little to enhance female political empowerment. Thus, it is important to go beyond the mainly economics-centred literature and to draw on examples from less developed countries and to propose ways of overcoming the programs’ weaknesses. As a result, a positive correlation between targeting women with microfinance programs has to be found that consistently decreases overall poverty.

Suggested Citation

  • Dobra, Alexandra, 2011. "Microfinance: Champion in Poverty Alleviation and Failure in Female Empowerment," MPRA Paper 32413, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:32413

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    References listed on IDEAS

    1. Amin, Sajeda & Rai, Ashok S. & Topa, Giorgio, 2003. "Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh," Journal of Development Economics, Elsevier, vol. 70(1), pages 59-82, February.
    2. repec:dau:papers:123456789/5203 is not listed on IDEAS
    3. Alwang, Jeffrey & Siegel, Paul B. & Jorgensen, Steen L., 2001. "Vulnerability : a view from different disciplines," Social Protection and Labor Policy and Technical Notes 23304, The World Bank.
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    More about this item


    Microfinance ; Empowerment ; Limits ; Targeting;

    JEL classification:

    • B21 - Schools of Economic Thought and Methodology - - History of Economic Thought since 1925 - - - Microeconomics
    • D63 - Microeconomics - - Welfare Economics - - - Equity, Justice, Inequality, and Other Normative Criteria and Measurement
    • A14 - General Economics and Teaching - - General Economics - - - Sociology of Economics

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