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The Sustainability of Homeownership: Factors Affecting the Duration of Homeownership and Rental Spells

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    The nation’s homeownership rate is affected by both the length of time that households remain as homeowners rather than reverting to being a renter and the length of time households rent or live with their parents following the termination of a period of homeowning. Thus, differences in ownership rates between whites, African Americans, and Hispanics could be due, in part, to differences in their durations of owning, renting, and living with parents. Studies of this issue have been piecemeal, with none being comprehensive. The analysis presented here reveals that it is not true that “once an owner, always an owner”. Also, the rate of exiting from homeownership differs substantially by race and ethnicity of the owner. There has been little recognition that post-ownership minorities are particularly unlikely to return to homeownership.

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    File URL: http://www.huduser.org/Publications/pdf/homeownsustainability.pdf
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    Paper provided by HUD USER, Economic Development in its series Economic Development Publications with number 39094.

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    Length: 68 pages
    Date of creation: Dec 2004
    Date of revision:
    Handle: RePEc:hud:wpaper:39094
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