Homeownership Gains During the 1990s: Composition Effects and Rate Effects
Using data from the 1990 and 2000 decennial censuses, the paper distinguishes between changes in homeownership rates that result from changes in the composition of the population from changes that result from improved homeownership opportunities. The analysis concludes that the growth in the national homeownership rate between 1990 and 2000 was predominately due to widespread increases in homeownership rates throughout the various components of the population. In general, the prospects of a household in 2000 for becoming a homeowner were better than those of a similarly defined household in 1990.
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