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Efficience des banques commerciales Tunisiennes: etude par l’approche de frontière stochastique

Author

Listed:
  • Bannour Boutheina

    () (Faculté des Sciences Economiques et Gestion, Université de Monastir, Tunisia)

  • Labidi Moez

    () (Faculté des Sciences Economiques et Gestion, Université de Monastir, Tunisia)

Abstract

Dans ce papier, nous proposons d’évaluer les scores d’efficience productive de vingt banques commerciales tunisiennes tout au long de la période s’étalant de 1990 à 2009. Le paysage bancaire local a été marqué, au cours de la période étudiée, par des changements importants suite à l’adoption, par le gouvernement Tunisien, de différentes mesures de libéralisation financière. En vu d’étudier les niveaux d’efficience coût réalisés par les banques commerciales Tunisiennes, nous proposons une méthode paramétrique, à savoir l’approche de frontière stochastique «SFA», d’une part, et la détermination des variables expliquant le niveau d’inefficience (d’efficience) d’autre part. Nos résultats permettent de conclure que les banques qui ont obtenu les meilleurs scores d’efficience moyenne sont la BT (99,5%), la BH (98,5%) suivies de l’AB (94,9%) et de l’ATB (94,5%).

Suggested Citation

  • Bannour Boutheina & Labidi Moez, 2013. "Efficience des banques commerciales Tunisiennes: etude par l’approche de frontière stochastique," Panoeconomicus, Savez ekonomista Vojvodine, Novi Sad, Serbia, vol. 60(1), pages 103-132, March.
  • Handle: RePEc:voj:journl:v:60:y:2013:i:1:p:103-132
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    References listed on IDEAS

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    Keywords

    Performance; Efficiency; Stochastic frontier; Banks; Tunisia;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • D20 - Microeconomics - - Production and Organizations - - - General
    • C60 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - General
    • C61 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - Optimization Techniques; Programming Models; Dynamic Analysis

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