Intergenerational Transfers as a Response to Changes in the Housing Market in Slovenia
In our paper we analyze the incidence of intergenerational family transfers in relation to the changing conditions in the housing market and the market for housing finance and transformations in the institutional framework. The results imply that the incidence of intergenerational transfers is tied to the changing conditions in the housing market and the prevailing level of interest rates. Intergenerational transfers for a home purchase therefore act as an informal source of housing finance and play a strong cushioning role in terms of the harsh market conditions along with a housing policy that gives households hardly any alternative to homeownership.
Volume (Year): 8 (2008)
Issue (Month): 3 ()
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