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Provision of Employer-Sponsored Health Insurance in Small Businesses: Does Rural Location Matter?

Author

Listed:
  • Shields, Martin

    (CO State U)

  • Mushinski, David

    (CO State U)

  • Davis, Lisa

    (PA State U)

Abstract

Because employer-sponsored programs are the predominate means by which most non-elderly Americans are covered by health insurance, there is interest in the extent to which observed spatial differences occur because of structural differences in rural and metro economies. We examine factors influencing the costs employers face in providing health insurance to their employees, and how these costs compare in importance to other firm-level and regional economic factors that may impact their decision to offer health insurance to their workers. Overall, we find that costs, rather than either firm-level characteristics or rurality per se, are the most important determinant.

Suggested Citation

  • Shields, Martin & Mushinski, David & Davis, Lisa, 2009. "Provision of Employer-Sponsored Health Insurance in Small Businesses: Does Rural Location Matter?," The Review of Regional Studies, Southern Regional Science Association, vol. 39(2), pages 129-147.
  • Handle: RePEc:rre:publsh:v:39:y:2009:i:2:p:129-47
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    File URL: http://journal.srsa.org/ojs/index.php/RRS/article/view/191/146
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    References listed on IDEAS

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    1. Jayachandran N. Variyam & David S. Kraybill, 1998. "Fringe Benefits Provision by Rural Small Businesses," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 80(2), pages 360-368.
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    Cited by:

    1. Alexander, Gigi M. & Cebula, Richard J., 2011. "Non-Economic and Economic Factors in the Decision to Obtain a Pap Smear: The Case of Women Residents in the State of Florida," Journal of Regional Analysis and Policy, Mid-Continent Regional Science Association, vol. 41(2).

    More about this item

    Keywords

    Elderly; Health; Health Insurance; Regional; Rural; Spatial;

    JEL classification:

    • I11 - Health, Education, and Welfare - - Health - - - Analysis of Health Care Markets
    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
    • R12 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Size and Spatial Distributions of Regional Economic Activity; Interregional Trade (economic geography)

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