IDEAS home Printed from
MyIDEAS: Log in (now much improved!) to save this article

Rural Credit Market Operations in Nepal : The Case of Palpa District

Listed author(s):
  • Tula Raj Basyal

    (Nepal Rastra Bank)

Registered author(s):

    Rural credit markets, whether formal or informal, play a pivotal role in transforming the rural economy through financialisation of savings and augumentation, on of production, employment, income and productivity levels. Coverage of informal credit agencies predominate the rural credit market in Nepal. Accessibility, acquaintanceship and flexibility in credit transactions of informal credit agency as compared to various formalities and regidities of the formal or banking institutions have led the users to the informal sector in rural areas. Flexibility in terms of loan delivery, repayments and rescheduling in the informal credit market have added charms among credit receipients. Tapping of strength and potentials of the rural informal credit market becomes instrumental in the process of devising a sustainable and credit strengthening system in the rural economy. However, a legislation encouraging and regulating the operations of financial intermediation is the need of the hour.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL:
    Download Restriction: no

    Article provided by Nepal Rastra Bank, Research Department in its journal NRB Economic Review.

    Volume (Year): 11 (1999)
    Issue (Month): (April)
    Pages: 35-49

    in new window

    Handle: RePEc:nrb:journl:v:11:y:1999:p:35-49
    Contact details of provider: Web page:

    More information through EDIRC

    No references listed on IDEAS
    You can help add them by filling out this form.

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:nrb:journl:v:11:y:1999:p:35-49. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Dr. Bishnu Prasad Gautam)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.