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Una estimación de los costes de un seguro público de dependencia de los mayores en España


  • BRAÑA, F.J.

    () (Departamento de Economía Aplicada. Universidad de Salamanca.)


El objetivo de este trabajo es analizar y medir el coste de los recursos asociados al cuidado de las personas mayores dependientes, para poder evaluar el coste de un seguro que cubriera el riesgo de caer en una situación de dependencia tras la jubilación. Partiendo de las estimaciones disponibles sobre la población mayor dependiente en España y de los costes reales que conlleva su atención, se calcula para el año 1998 el coste global por persona de atención a la dependencia. Tras la descripción del marco jurídico e institucional de atención a las personas mayores dependientes en España, recogiendo algunos datos comparados sobre el nivel de protección, se ofrece una estimación del coste de dar cobertura a toda la población dependiente, así como del empleo máximo que se podría crear. Se estudia cómo puede evolucionar en el futuro la estructura de edades y, como resultado, la dependencia de las personas mayores, concluyendo con la consideración del problema como un riesgo social que debe ser cubierto con la creación de un seguro público universal y obligatorio. The aim of this paper is to analyze and measure the cost of the resources associated to the dependence of the elderly, to allow for an evaluation of the cost of an insurance scheme covering the risk of being a dependent person after retirement. Departing from existing estimates of Spanish dependent elderly population and the actual cost of care services for dependant individuals, a estimate of the total cost for person in 1998 is provided. After a summary of the of the current legal and institutional framework of care services for elderly dependant population in Spain, also including some figures on the level of protection, estimates of the cost of providing coverage to the whole dependant population in the reference year, as well as of the maximum number of jobs that could be created are offered. It is analysed how it could evolve in the future the age of the Spanish population and, as a consequence, the dependence of the elderly and the related costs of care. The issue is considered as a social risk which should be covered by a public and mandatory insurance scheme.

Suggested Citation

  • Braña, F.J., 2004. "Una estimación de los costes de un seguro público de dependencia de los mayores en España," Estudios de Economía Aplicada, Estudios de Economía Aplicada, vol. 22, pages 1-33, Diciembre.
  • Handle: RePEc:lrk:eeaart:22_3_15

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    References listed on IDEAS

    1. Assaf Razin & Efraim Sadka & Phillip Swagel, 2002. "The Aging Population and the Size of the Welfare State," Journal of Political Economy, University of Chicago Press, vol. 110(4), pages 900-918, August.
    2. Jonathan Gruber & David Wise, 2001. "An International Perspective on Policies for an Aging Society," NBER Working Papers 8103, National Bureau of Economic Research, Inc.
    3. Thai-Thanh Dang & Pablo Antolín & Howard Oxley, 2001. "Fiscal Implications of Ageing: Projections of Age-Related Spending," OECD Economics Department Working Papers 305, OECD Publishing.
    4. Phillip L Swagel & Efraim Sadka & Assaf Razin, 2002. "The Aging of the Population and the Size of the Welfare State," IMF Working Papers 02/68, International Monetary Fund.
    5. Peter Hicks, 2001. "Public Support for Retirement Income Reform," OECD Labour Market and Social Policy Occasional Papers 55, OECD Publishing.
    6. J. Jenson & Stéphane Jacobzone, 2000. "Care Allowances for the Frail Elderly and Their Impact on Women Care-Givers," OECD Labour Market and Social Policy Occasional Papers 41, OECD Publishing.
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    More about this item


    Elderly People; Health and social expenditure; Dependence; Demography;

    JEL classification:

    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination
    • H51 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Health
    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • J11 - Labor and Demographic Economics - - Demographic Economics - - - Demographic Trends, Macroeconomic Effects, and Forecasts


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