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Mitos y falacias populares en el debate acerca de los sistemas de pensiones/Myths and Fallacies in the Debate About the Future of Pension Systems

  • ESTEVE MORA, F.

    ()

    (Departamento de Análisis Económico: Teoría Económica e Historia Económica. Universidad Autónoma de Madrid. Tfno:91 4974280.)

  • MUÑOZ DE BUSTILLO LLORENTE, R.

    ()

    (Departamento de Economía Aplicada. Universidad de Salamanca.Tfno: 92 3294500 ext.3125)

El presente trabajo tiene por objetivo estudiar los retos a los que se enfrentan los sistemas de pensiones de reparto, derivados del proceso de envejecimiento demográfico experimentado en los países de renta alta. Para ello en una primera parte se analiza la naturaleza del problema y sus implicaciones para los sistemas de reparto y capitalización. Con posterioridad se revisa la interpretación dominante del mismo. Por último, se examinan desde una óptima crítica los supuestos tradicionales que se utilizan para concluir la quiebra financiera de los sistemas de reparto como consecuencia del envejecimiento demográfico así como algunas de las propuestas de reforma basadas en esta interpretación, cuestionando su relevancia frente al problema de envejecimiento demográfico que pretenden combatir. This paper deals with the challenges faced by the pay as you go pension systems due to the aging process of the population experienced in high income countries. In order to do so, the first part of the paper studies the nature of the problem, and its implications for the different types of pension systems (PAYG and capitalization). Then, the mainstream interpretation of the problem is reviewed. Last, the paper offers a critical analysis of the basic assumptions underlying many of the proposals of reform of the dominant PAYG pension systems, questioning its relevance to overcome the problem of population aging, supposedly its main goal.

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Article provided by Estudios de Economía Aplicada in its journal Estudios de Economía Aplicada.

Volume (Year): 22 (2004)
Issue (Month): (Agosto)
Pages: 289-316

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Handle: RePEc:lrk:eeaart:22_2_9
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