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Elektronische Kreditmarktplätze: Funktionsweise, Gestaltung und Erkenntnisstand bei dieser Form des „Peer-to-Peer Lending“

Listed author(s):
  • Sven Christian Berger

    (Goethe-Universität Frankfurt am Main, Professur für Electronic Commerce, Grüneburgplatz 1, D-60323 Frankfurt/M)

  • Bernd Skiera

    (Goethe-Universität Frankfurt am Main, Professur für Electronic Commerce, Grüneburgplatz 1, D-60323 Frankfurt/M)

Peer-to-peer lending represents a low-cost credit market. This is an important novelty because functions traditionally exercised by banks such as lot-size transformation are now exercised in a marketplace by customers themselves. The present article explains the functionality of such marketplaces and describes in what way the services needed by lenders and borrowers are rendered. Valuation criteria are applied to the functioning and the development potential of credit marketplaces which is followed by an overview over the state of research.

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Article provided by Credit and Capital Markets in its journal Kredit und Kapital.

Volume (Year): 45 (2012)
Issue (Month): 3 ()
Pages: 289-311

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Handle: RePEc:kuk:journl:v:3:y:2012:i:3:p:289-311
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