IDEAS home Printed from
   My bibliography  Save this article

Efficiency and Profitability in Indian Public Sector Banks


  • Ruchi Trehan
  • Niti Soni


Significance of appraising the efficiency of banking industry has become more of a necessity than a luxury in the modern world of financial services as it makes it possible to separate those banks that performed well from those that performed poorly. The present study attempts to analyze the operating efficiency and its relationship with profitability, in the public sector banking industry in India. The analysis of the relationship between the group status and technical efficiency shows that 1) the banks affiliated to the SBI group are more efficient than nationalized banks and 2) the difference in the efficiency levels of these two groups is statistically significant.

Suggested Citation

  • Ruchi Trehan & Niti Soni, 2003. "Efficiency and Profitability in Indian Public Sector Banks," The IUP Journal of Bank Management, IUP Publications, vol. 0(4), pages 73-82, November.
  • Handle: RePEc:icf:icfjbm:v:02:y:2003:i:4:p:73-82

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.


    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.

    Cited by:

    1. Nitashree Barman & Dr. Kingshuk Adhikari & Dr. Nikhil Bhusan Dey, 2015. "Technical Efficiency of Public Sector Banks in India : An Empirical Study," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 10(1), pages 56-65, April.

    More about this item


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:icf:icfjbm:v:02:y:2003:i:4:p:73-82. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (G R K Murty). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.